Post Office TD Calculator

National Savings Time Deposit

Deposit Details
₹
Minimum deposit is ₹1,000.
Interest Rates — Select tenure to highlight
Tenure Rate (p.a.) Annual Interest*

*Interest earned per year on a ₹1,00,000 deposit (quarterly compounding).

Account Extension

  • On maturity you may extend the TD for another term equal to the original tenure.
  • The interest rate applicable on the date of maturity applies to the extended term.
  • Extension can be requested at the time of opening, and is allowed a maximum of two times after the initial maturity date.
Return —
Principal
Interest
Annual Interest Payout
₹0
credited to your account each year
Deposit Amount—
Tenure—
Interest Rate (p.a.)—
Annual Interest—
Total Interest Earned—
Maturity Value (Principal + Total Interest)—
Good to know
  • Interest is compounded quarterly and paid annually. Interest already due is not re-invested, so it does not earn further interest.
  • Minimum deposit ₹1,000 (in multiples of ₹100); no maximum limit.
  • The annual interest can be credited to your Post Office Savings or bank account via a written standing-instruction / ECS mandate.
  • The 5-Year TD qualifies for deduction under Section 80C of the Income Tax Act, 1961.

* For illustrative purposes only. Rates as per India Post National Savings Time Deposit (current quarter).